| *Earn 6% p.a. interest on Savings Account balance over Rs. 1 lakh and up to Rs 10 lakhs. Earn 4% p.a. interest on Savings Account balance up to Rs. 1 lakh and 5.5% p.a. interest on Savings Account balance above Rs. 10 lakhs. Applicable for Resident Accounts only. Visit www.kotak.com for latest information on interest rates. ^IMPS, NEFT and RTGS fund transfers via Kotak 811 Full KYC A/c are free. UPI merchant payments are free. For UPI fund transfer charges refer the General Schedule of Features and Charges (GSFC): https://www.kotak.com/content/dam/Kotak/gsfcfiles/savings-account/2018/wef-1st-feb-2018/kotak_811_combined_gsfc.pdf | 
